Digital Privacy Policy

FACTS
WHAT DOES PALMETTO STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number
• Payment history
• Transaction or loss history		 • Credit history
• Overdraft history
• Mortgage rates and payments

 When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Palmetto State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

 Does Palmetto State Bank share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 Yes  No
For our marketing purposes -
to offer our products and services to you		  Yes   No
For joint marketing with other financial companies Yes   No 
For our affiliates' everyday business purposes -
information about your transactions and experiences		 No We don't share 
For our affiliates' everyday business purposes -
information about your creditworthiness		  No  We don't share 
 For non-affiliates to market to you  No  We don't share 
 Questions?   Call 803-943-2671 or go to www.palmettostatebank.com

 

What We Do:

 

How does Palmetto State Bank protect my personal information?

 

 To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

 

How does Palmetto State Bank collect my personal information?

 

We collect your personal information, for example, when you

• Open an account                            • Provide account information
• Pay your bills                                 • Show your driver's license
• Apply for a loan

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can't I limit all sharing?

 

Federal law gives you the right to limit only


• sharing for affiliates' everyday business purposes - information about your
creditworthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you


State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.

Definitions:

Affiliates

 Companies related by common ownership or control. They can be financial and non-financial companies.
• Palmetto State Bank does not share with our affiliates.

Non-affiliates

 Companies not related by common ownership or control. They can be financial and non-financial companies.
• Palmetto State Bank does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners include insurance companies.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing - without your authorization.


For California Customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.


For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing - without your authorization.

 

Privacy Model Disclosure
© 2010 Wolters Kluwer Financial Services, Inc. 
All rights reserved.

PRIV-MODEL 8/1/2010

To Reorder Form: 1-800-552-9410 2019.11/1257 202167748 EPRV1257