Palmetto State Bank offers a wide variety of loans tailored to meet your needs. Decisions are made locally and quickly for your convenience.

Consumer Loans

Palmetto State Bank offers consumer loans at competitive rates with flexible payment and financing terms. Check with us before you make that next purchase! We have loans to fit all your needs.

  • Automobile loans
  • Personal loans
  • Boat loans

Mortgage Services

Palmetto State Bank provides long term financing for primary, second, or investment homes. We also offer second mortgages, which are ideal for home improvements. Our rates are competitive and terms are flexible to meet your needs. Palmetto State Bank has a full service mortgage department and we're here to help make buying or refinancing your home easy. For detailed information, please see one of our mortgage loan officers.


Loan Calculators


Lines of Credit

A home equity or personal line of credit is an excellent way to pay for home improvements, college expenses, furniture, a vacation, or anything else that requires more cash than you have in your checking account. Each month you receive a statement detailing the amount of credit available to you. To use it, all you need to do is write a check and there's no charge if you don't use it. Equity lines are revolving lines of credit that can be paid down and reused as needed. The interest you pay may be tax deductible. Please consult a tax advisor for further information regarding the deductibility of interest and charges. For more details on Lines of Credit, please contact one of our loan officers.