Loans

Palmetto State Bank offers a wide variety of loans tailored to meet your needs. Decisions are made locally and quickly for your convenience.

Consumer Loans

Palmetto State Bank offers consumer loans at competitive rates with flexible payment and financing terms. Check with us before you make that next purchase! We have loans to fit all your needs.

  • Automobile loans
  • Personal loans
  • Boat loans

Mortgage Services

Palmetto State Bank provides long term financing for primary, second, or investment homes. We also offer second mortgages, which are ideal for home improvements. Our rates are competitive and terms are flexible to meet your needs. Palmetto State Bank has a full service mortgage department and we're here to help make buying or refinancing your home easy. For detailed information, please see one of our mortgage loan officers.

Palmetto State Bank's NMLS ID is 777110.

Officer Name

NMLS ID #

Phone Number

Branch

Donna Barnes

1234981

803-584-2191

Allendale

Zina Harter

797975

843-757-3747

Bluffton

Tracey Humbert

797947

843-757-3747

Bluffton

John Kirkland

797970

843-757-3747

Bluffton

Monty Laffitte

797921

843-757-3747

Bluffton

Sharon Harvey

797041

843-524-4111

Burton

Hal Bennett

791856

803-584-2191

Estill

Joe Gray Peeples

1771057

803-625-2151

Estill 

Josh Barnes

797340

803-632-2551

Fairfax

Chad Westendorf

797051

803-943-7695

Hampton

Gray Henderson

793103

803-943-2671

Hampton

Russell Laffitte

793359

803-943-2671

Hampton

Chastity Ginn

543965

803-943-2671

Hampton

Jose Alfredo Vergara              

595824 

843-524-3300 

Lady's Island 

Rene Green

192126

843-524-3300

Lady's Island

Scott Klumb

1490272

843-524-3300

Lady's Island

Loan Calculators

 

Lines of Credit

A home equity or personal line of credit is an excellent way to pay for home improvements, college expenses, furniture, a vacation, or anything else that requires more cash than you have in your checking account. Each month you receive a statement detailing the amount of credit available to you. To use it, all you need to do is write a check and there's no charge if you don't use it. Equity lines are revolving lines of credit that can be paid down and reused as needed. The interest you pay may be tax deductible. Please consult a tax advisor for further information regarding the deductibility of interest and charges. For more details on Lines of Credit, please contact one of our loan officers.