Personal Checking Accounts

Palmetto State offers a variety of checking accounts to meet your lifestyle and financial needs. All deposit accounts are FDIC insured and offer PSB Online internet banking at no extra charge. All of our checking accounts offer detailed monthly imaged statements. These statements are designed to provide you with imaged copies of all checks clearing during the month. The imaged checks arrive with your statement in check number order, for easier account reconciliation.

PSB checking accounts are outlined below.  All Palmetto State Bank interest bearing accounts earn interest at competitive rates.

 

Palmetto Checking

  • $100.00 initial deposit
  • Unlimited check writing
  • Monthly statement with imaged copies of checks
  • $6.00 Monthly service charge – will be waived if $1,500.00 daily balance is maintained in this account or $10,000.00 cumulative deposit balance maintained in other personal accounts on the day your statement drops.
  • $2.00 credit towards your service charge for receiving E-statements instead of paper statements
  • Sign up for E-statements by contacting your local branch or through our online banking program.
  • If the primary account holder is a full time student and presents valid verification, the service charge will be waived.

 

Interest Checking

  • $500.00 initial deposit
  • Interest bearing account
  • Unlimited check writing
  • Monthly statement with imaged copies of checks
  • $10.00 Monthly service charge– will be waived if $1,500.00 daily balance is maintained in this account or $10,000.00 cumulative deposit balance maintained in other personal accounts on the day your statement drops.
  • $2.00 credit towards your service charge for receiving E-statements instead of paper statements
  • Sign up for E-statements by contacting your local branch or through our online banking program.

 

Money Market Checking

  • $1,000.00 initial deposit
  • Interest bearing account
  • Check writing is limited; please contact a Customer Service Representative for details
  • Monthly statement with imaged copies of checks
  • $10.00 Monthly service charge – will be waived if $1,500.00 daily minimum balance is maintained in this account or $10,000.00 cumulative deposit balance maintained in other personal accounts on the day your statement drops.
  • Excess check charge is $5.00 per check
  • $2.00 credit towards your service charge for receiving E-statements instead of paper statements
  • Sign up for E-statements by contacting your local branch or through our online banking program.

 

Prime Time Checking

  • $100.00 initial deposit
  • For customers 55 and older
  • Interest bearing account
  • Unlimited check writing
  • Monthly statement with imaged copies of checks
  • Three free Cashiers checks per calendar month and one order of special checks per year
  • $6.00 Monthly service charge – will be waived if $1,500.00 daily balance is maintained in this account or $10,000.00 cumulative deposit balance maintained in other personal accounts on the day your statement drops.
  • $2.00 credit towards your service charge for receiving E-statements instead of paper statements
  • Sign up for E-statements by contacting your local branch or through our online banking program.