Personal Checking Accounts

Palmetto State offers a variety of checking accounts to meet your lifestyle and financial needs. All deposit accounts are FDIC insured and offer PSB Online internet banking at no extra charge. All of our checking accounts offer detailed monthly imaged statements. These statements are designed to provide you with imaged copies of all checks clearing during the month. The imaged checks arrive with your statement in check number order, for easier account reconciliation.

PSB checking accounts are outlined below.

 

Palmetto Checking

  • $100.00 initial deposit
  • Unlimited check writing
  • Monthly statement with imaged copies of checks
  • $6.00 Monthly service charge – will be waived if $1,500 minimum balance is maintained in this account or $10,000 deposit balance maintained in one other personal account
  • $2.00 credit towards your service charge for receiving E-statements instead of paper statements
  • if the primary account holder is a student, and presents valid verification the service charge will be waived

 

Interest Checking

  • $500.00 initial deposit
  • Interest bearing account
  • Unlimited check writing
  • Monthly statement with imaged copies of checks
  • $10.00 Monthly service charge– will be waived if $1,500 minimum balance is maintained in this account or $10,000 deposit balance maintained in one other personal account
  • $2.00 credit towards your service charge for receiving E-statements instead of paper statements

 

Money Market Checking

  • $1,000.00 initial deposit
  • Interest bearing account
  • Check writing is limited, please contact a Customer Service Representative for details
  • Monthly statement with imaged copies of checks
  • $10.00 Monthly service charge – will be waived if $1,500 minimum balance is maintained in this account or $10,000 deposit balance maintained in one other personal account
  • Excess check charge is $5.00 per check
  • $2.00 credit towards your service charge for receiving E-statements instead of paper statements

 

Prime Time Checking

  • $100.00 initial deposit
  • For customers 55 and older
  • Interest bearing account
  • Unlimited check writing
  • Monthly statement with imaged copies of checks
  • Free cashiers checks, notary service and one order of special checks per year
  • $4.00 Monthly service charge – will be waived if $1,500 minimum balance is maintained in this account or $10,000 deposit balance maintained in one other personal account
  • $2.00 credit towards your service charge for receiving E-statements instead of paper statements