Personal Checking Accounts

Palmetto State offers a variety of checking accounts to meet your lifestyle and financial needs. All deposit accounts are FDIC insured and offer PSB Online internet banking at no extra charge. All of our checking accounts offer detailed monthly imaged statements. These statements are designed to provide you with imaged copies of all checks clearing during the month. The imaged checks arrive with your statement in check number order, for easier account reconciliation.

PSB checking accounts are outlined below.

 

Palmetto Checking

  • $100.00 initial deposit
  • Unlimited check writing
  • Monthly statement with imaged copies of checks
  • $6.00 Monthly service charge – will be waived if $1,500 minimum balance is maintained in this account or $10,000 deposit balance maintained in one other personal account
  • $2.00 credit towards your service charge for receiving E-statements instead of paper statements
  • if the primary account holder is a student, and presents valid verification the service charge will be waived

 

Interest Checking

  • $500.00 initial deposit
  • Interest bearing account
  • Unlimited check writing
  • Monthly statement with imaged copies of checks
  • $10.00 Monthly service charge– will be waived if $1,500 minimum balance is maintained in this account or $10,000 deposit balance maintained in one other personal account
  • $2.00 credit towards your service charge for receiving E-statements instead of paper statements
  • ** IDProtect® – identity theft protection service for you, your family, and joint account owners     

 

Money Market Checking

  • $1,000.00 initial deposit
  • Interest bearing account
  • Check writing is limited; please contact a Customer Service Representative for details
  • Monthly statement with imaged copies of checks
  • $10.00 Monthly service charge – will be waived if $1,500 minimum balance is maintained in this account or $10,000 deposit balance maintained in one other personal account
  • Excess check charge is $5.00 per check
  • $2.00 credit towards your service charge for receiving E-statements instead of paper statements

 

Prime Time Checking

  • $100.00 initial deposit
  • For customers 55 and older
  • Interest bearing account
  • Unlimited check writing
  • Monthly statement with imaged copies of checks
  • Free Cashiers checks, notary service and one order of special checks per year
  • $4.00 Monthly service charge – will be waived if $1,500 minimum balance is maintained in this account or $10,000 deposit balance maintained in one other personal account
  • $2.00 credit towards your service charge for receiving E-statements instead of paper statements
  • ** IDProtect® – identity theft protection service for you, your family, and joint account owners

 

** IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner.  Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.  Account Owners must contact IDProtect to register for this service. Call 1-877-610-7889 for questions related to any of the benefits and services, or for assistance with registration and activation.